Terms of Service

Last updated: 15 October, 2024

1. Acceptance of Terms

By using our Services, you affirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Services on behalf of a business or entity, you represent and warrant that you have the authority to bind that entity to these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on our website. Your continued use of the Services after any changes signifies your acceptance of the modified Terms.

3. Services Provided

Credita Finance offers various financial services, including but not limited to:

Personal loans
Business loans
Financial consulting
Investment services

4. Account Registration

To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information during the registration process and to keep your account information up to date.

5. User Obligations

You agree to:

Use the Services only for lawful purposes and in accordance with these Terms.
Provide accurate, current, and complete information as required.
Maintain the confidentiality of your account information and password.

6. Fees and Payments

You agree to pay all fees and charges associated with your use of the Services as outlined in our pricing policies. All payments must be made in accordance with the payment terms provided at the time of transaction.

7. Intellectual Property

All content, features, and functionality of the Services are owned by Credita Finance or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use any content from our Services without express written permission.

8. Termination

We reserve the right to terminate or suspend your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

9. Dispute Resolution

Any dispute arising out of or related to these Terms or your use of the Services shall be resolved through binding arbitration in accordance with the rules of [Insert Arbitration Association]. The arbitration shall take place in [Insert Location], and the language of the proceedings shall be English.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the Services, including but not limited to the accuracy, reliability, or availability of the Services.

11. Limitation of Liability

In no event shall Credita Finance, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your use of or inability to use the Services.
Any unauthorized access to or use of our servers and/or any personal information stored therein.

12. Indemnification

You agree to defend, indemnify, and hold harmless Credita Finance, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Governing Law Jurisdiction], without regard to its conflict of law principles.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Credita Finance
Email: [email protected]